Swipe, Tap, Spend
Use your crypto for real-world spending at 150M+ merchants worldwide (anywhere Visa is accepted)! Coffee, travel, online shopping…spend with ease, however you please.
Your crypto, your spending power.
With the Lydian physical or virtual card, shop, dine, travel, and pay–anywhere Visa is accepted.
Order your card today
Unlock the Power of Your Crypto with the Lydian Card
Travel with Confidence
The Lydian Card offers global reliability with crypto flexibility. Transparent, pay-as-you go fees, no conversion headaches — just straightforward, secure payments. Your card, powered by your digital assets.
Simplify Your Financial Life
The Lydian Card integrates seamlessly with the Lydian Wallet, allowing you to maintain control of your assets and fund your card with ease. You can also add the virtual card directly to Apple Pay or Google Pay.
Physical & Virtual Options
Use your sleek physical card for everyday purchases or your instant-issue virtual card for secure online payments.
Visa Platinum Program
All the benefits of a Visa® Platinum credit card, issued by Rain. Access exclusive benefits, like purchase protection, extended warranty and travel perks.
Security You Can Trust
The Lydian Card is issued by Rain, a Visa Principal Member, and operates over the Visa network with fraud monitoring and cardholder protections.
The privileges of Visa Platinum, now powered by Lydian.
The Lydian Card gives you premium global protection and lifestyle benefits – so your card spending comes with the same confidence as Visa's top-tier cards. Benefits vary by region and program terms.
Compare Cards
Use your digital assets to power your card, accepted anywhere Visa is accepted.
Physical Card
Virtual CardForm
Card with chip & tap
Instant digital card
Availability
Ships to your doorstep
Issued instantly in-app
Use case
In-store & travel
Online & contactless
Visa benefits
Purchase protection, extended warranty, and travel perks
Purchase protection, extended warranty, and travel perks
Fee
Start free — $99/year after your first 90 days
Start free — $99/year after your first 90 days
Your card for everyday spending
The Lydian Card gives you freedom to use your assets as you choose.
Everyday spending, made easy.
Easy set-up
Collect rewards
Transparent pricing
Physical & virtual cards
Accepted wherever Visa is accepted
Spend with any eligible asset
FAQ
At launch, the Lydian Card is available to individuals 18 years or older who complete the quick identity verification.
You can use the card at over 150 million merchants worldwide. Your Lydian Card will work in-store, online, and abroad wherever Visa is accepted.
To provide the most stable and reliable spending experience, the Lydian Card is natively funded by USDT and USDC on our supported networks. However, you aren't limited by what you hold; the Lydian Wallet app allows you to instantly swap a wide variety of major digital assets into your card balance. This gives you the freedom to manage a diverse portfolio while enjoying the rock-solid utility of the world's leading stablecoins.
No. Once your Lydian Card is funded with USDT or USDC, the conversion to local currency happens instantly and automatically at the point of sale. There's no need to manually “sell” your assets for fiat or wait for bank transfers before you tap. If you hold other assets in your Lydian Wallet, you can swap them into your card-ready balance with a single tap, ensuring your spending is always lag-free.
The Lydian Card is issued by Rain, a Visa Principal Member, and operates over the Visa network with fraud monitoring and cardholder protections.
You'll enjoy transparent and straightforward pricing, subject to applicable fees and limits. Both the physical and virtual cards are free to issue. Any applicable network or conversion fees are clearly shown before you complete a transaction. The Lydian Card requires a $99 annual fee, but the first 90 days are free!
A Visa Platinum credit card, issued by Rain, that lets you use your digital assets for everyday purchases anywhere Visa is accepted.
Both give you full Platinum benefits and are accepted wherever Visa is accepted. The virtual card is perfect for secure online shopping and contactless payments, while the physical card offers a premium in-person feel. Both the physical and virtual cards can be added to Apple Pay and Google Pay for ultimate convenience.